Резюме Director - Business | Fintech | Banking - edu: ✅Sorbonne PhD ✅Oxford PGDip ✅Cambridge MBA (int.exp.)

Product line: Technologies and Business Management Life is a company with specialization in technological services and management of companies. Mainly, it concentrates on 2 areas of work: 1) development of software and hardware complexes with interactive equipment and data visualization for business needs; 2) services for companies for development / implementation of technological solutions and management of business. My Role: I founded the company in November 2022 and presently serve as its CEO and leading expert for all current activities. I launched work in 2 core directions: development of tech solutions and company management. During this period, I have a track record of success cases, confirmed by documents showing the rendering of technological, consulting, and management services. 1-st direction. Ongoing project: ‘LifeIn - software and hardware complex’ with interactive facilities and data visualization for business necessities. The project team performs work on development of this complex and arranges its exploitation for technology-driven improvement of business processes through innovative solutions. Current activities Research and development work is performed, together with arranging solution’s the go-to-market process for achieving commercial targets. 🔹 Organizing conduct by the project team of scientific-research work, experimental design activities, and development process; 🔹 Exploring multi-channel monetization on local and global markets of the results of effectuated development of solution; 🔹 Forging partnerships on core directions of potential cooperation with Russian and international organizations working in this field. 2-nd direction. Effectuated project: Provision of services to ExpressDengi MFC LLC from 2022 to 2024 as an Acting CEO staffed by Life LLC for developing and implementing technological solutions, together with managing business according to the Contract for provision of information, consulting, and management services. Performed works The technological transformation of ExpressDengi MFC LLC (annual turnover 2 bln. rub. |~$25 mln.|, 120 branches, 300+ employees) led by Life LLC enabled the following changes: 🔹 The company recovered from Y2022 losses of 32 mln. rub. |~$400 thsd.| and reached in Y2023 an annual profit of 80 mln. rub. |~$1 mln.| (2-nd best result for 12 years of company’s existence); 🔹 4 online channels for client acquisition were launched: Context, CPA, API, and Target (providing 5 thsd. new clients / mo., who are collectively borrowing 40 mln. rub. |~$0.5 mln.| / mo.); 🔹 Income flow of ~10 mln. rub. |~$0.1 mln.| / mo. was created from new sources due to the launch of: i) commissions; ii) monetization of traffic from rejected loans; and iii) implementation of insurance.

Декабрь 2022 — Март 2024

1 год 4 месяца

EXPRESS MONEY

Москва, экспрессденьги.рф

Финансовый сектор... Показать еще

ACTING CEO Managed: 10 dep., 120 branches, 300+ empl., annual turnover 2 bln. rub. (~$25 mln.)

Product line: Loans & Insurance ExpressMoney is a microfinance company that has been operating since 2012 and has an annual turnover of 2 bln. rub. |~$25 mln.| and 300+ members of staff. Offline business: the network of 120 branches across Russia. Online business: 3 services / trademarks: ЭкспрессДеньги.рф, Займы.рф, and ExpressMoney.com. The company is regulated by the Central Bank of Russia. My Role: I engaged in crisis management with implementation of new digital technologies, leading to overcoming by the company of losses in Y2022, making at that time 32 mln. rub. |~$400 thsd.|, and achieving in Y2023 an annual profit of 80 mln. rub. |~$1 mln.|, which is the 2-nd highest profit posted by ExpressMoney in its 12 years existence. Note: services of an Acting CEO were rendered to ExpressMoney on behalf of Life LLC |a company with concentration on services in technological sphere and business management|, following the Agreement for provision of information, consulting, and management services. Goal: Technological transformation of the company from a single-product credit-providing entity to a financial supermarket with highly profitable modern digital services. Solved issues & highlights of accomplishments: 🔹 Entirety of 4 online channels for customer acquisition: Context, CPA, API, and Target were proposed and personally launched (all combined presently generating 5 thsd. new clients / mo., who are altogether borrowing 40 mln. rub. |~$0.5 mln.| / mo.); company overall expenses were reduced by 70% for getting new and returning clients; 🔹 Commercial initiatives were suggested and launched: 1) Commissions earning 4 mln. rub. / mo.; 2) Monetization of traffic from rejected loan applications, bringing 4 mln. rub. / mo.; 3) Insurance providing 2 mln. rub. / mo. (In total, the stable cash flow of extra profits was formed for ~10 mln. rub. |~$0.1 mln.| / mo.); 🔹 Functioning of offline business, the network of 120 branches, was improved, increasing the aggregate amount of loans by 50% from 40 mln. rub. |~$0.5 mln.| to 60 mln. rub. |~$0.7 mln.| / mo. Additionally, working groups were created across business units, as well as Financial Advisors with more responsibilities were introduced; 🔹 Algorithms of work with customers across online channels ЭкспрессДеньги.рф, Займы.рф, and ExpressMoney.com were perfected, resulting in a higher speed of process of filling in and approving applications. Also, CR (conversion rate) was improved, partners’ EPC (earnings per click) got higher, Deep Links (transfer of client forms via links) were implemented, and traffic volumes mounted; 🔹 The company launched on the most popular marketplaces (via offering loans in POS |point of sale| and BNPL |buy now pay later| channels), enabling it to increase brand awareness and build up a share of more conservative clientele in its portfolio. Also, it facilitated access to additional traffic and increase of the number of PDL loans via returning POS / BNPL customers.

Август 2020 — Август 2021

1 год 1 месяц

ZAZAPAY

Москва, zazapayiraq.com

ACTING CEO |managed: 5 departments, 30 employees|

Product line: Mobile Wallet for cashless society ZazaPay – is a phone app solution for cashless society for the Middle East region: company accepts cash via a network of agents regionwide and enables its users to pay via mobile for in-store / online purchases, mobile top up, internet recharge, gift cards, utility bills as well as allows sending / receiving money, paying salaries and using more e-payment services. My Role: I was working from the day 1 of ZazaPay since Aug. 2020 in capacity of Acting CEO, being the 1-st person hired by the Founder. During 1-st year of ZazaPay I enabled creation of a solid basement for company’s future success: 1) $1.5 mln. OpenWay customized product (software in Sber, VTB, and many top global banks) was completed – I served as the only in-charge person for project administration from ZazaPay side from start till completion; 2) $1 mln. Datacenter was created – I personally designed architecture, ordered building of premises and purchased all best-in-class equipment of Dell, Vertiv, PaloAlto, Cisco, as well as arranged installation and deployment of staging environments working with integrator companies of all top-notch software solutions of VMWare, Oracle, Microsoft, Linux, Zendesk and OpenWay (Dell 2021 Award for the Best Datacenter in the Middle East); 3) $0.5 mln. Team work was performed - I hired and was directly supervising on a day-to-day basis a team of developers building FrontEnd and BackEnd parts of our App, and working on technical enhancements for OpenWay solution. Along with that, I contributed to PCI-DSS certification, and establishment of 3 CashPoints (local bank-style branches) for ZazaPay Launch in August 2021. In situ project management in Erbil, Iraq as the first starting location was ensured by me, staying in Iraq 90% of the time and spending in Russia 10%. 🔹 In-person project management |$3 mln. for the 1-st year| in the Middle East - in Erbil, Iraq: datacenter, product and team 🔹 Orchestration of OpenWay customized Mobile Wallet product development: backend and frontend and administration in capacity of the only in-charge Project Manager of $1.5 mln. contract with OpenWay, fully completed from Aug. 2020 to Aug. 2021 🔹 Launch of Mobile Apps via Apple AppStore and Google Play with preliminary Alpha & Beta testing 🔹 Design of architecture of Datacenter, building a premise for it and setting-up needed infrastructure 🔹 Arranging hardware of top-notch global producers to be purchased, assembled and configured 🔹 Enterprise-grade software acquisition and deployment to enable Datacenter’s envisaged operation 🔹 Getting services of system integrators from Russia and Middle East: Croc, Softline, Iridium, SVDS

Октябрь 2019 — Февраль 2020

5 месяцев

COINFLY

Москва, coinfly.cc

Электроника, приборостроение, бытовая техника, компьютеры и оргтехника... Показать еще

ACTING CEO |managed: 4 departments, 20 employees|

Product line: Crypto Mining Platform CoinFly is a mining ecosystem created to provide a lightweight operating system |CoinFly OS|, free-of-charge miner, and a web platform for hardware monitoring which is a centerpiece of solution that creates comfortable and predictable environment for mining activity. Along with that, CoinFly solution includes its own mining pools to foster transparency and profitability for miners. My Role: I joined the project as an Acting CEO and within 2 first months arranged finalizing protracted 2-year development of CoinFly mining solution, organized preparation of White Paper, led RoadShow activities at launch via participation at international blockchain events with CoinFly solution and also arranged promotional activities of PR and marketing needed to start operations. 🔹 Management of development of CoinFly Platform – new enterprise-grade crypto mining solution 🔹 Orchestrating all business development activities, finding project’s strategic growth opportunities 🔹 Reaching agreements with investment funds, investor relations with current providers of financing 🔹 Relationship building and management with key corporate mining clients with high MW capacities 🔹 Overseas expansion of CoinFly Platform’s market reach via developing Regional Partners Program 🔹 Design and control of marketing campaigns across all core channels: online (FB, TG, BT) and offline 🔹 Organizing of IFRS accounting, financial planning, and preparing CoinFly’s valuations and forecasts

Июль 2018 — Август 2019

1 год 2 месяца

TUGUSH BLOCKCHAIN CAPITAL

Москва, www.tugush.com

Финансовый сектор... Показать еще

DEPUTY CEO |managed: 7 departments, 100 employees|

Product line: 1) Service - Buy Crypto with Credit Card; 2) Crypto Exchange; 3) Crypto-backed Loans Platform; 4) Blockchain Advisory Tugush Blockchain Capital is a company providing an ecosystem of blockchain solutions designed for crypto-banking and crypto-investing. There are 2 levels of crypto-access organized for the customers: 1) Buy Crypto with credit card – entry level tool to get cryptocurrencies; 2) Crypto-exchange platform - fully-fledged solution enabling users to access crypto trading and investments. My Role: I managed all business processes in the company, having led to creation of a standalone service Buy Crypto with Credit Card, as well as Onytrex Crypto Exchange. Along with that, I facilitated a launch of Crypto-backed Loans Platform, which enabled investors to keep their crypto-positions and still have access to fiat money. In parallel, blockchain advisory was arranged. 🔹 Design of Strategic Development Roadmap, Business Plan, Activities’ Mapping for business growth 🔹 Management of work process of 100 employees of Technical Department, Marketing Department, Public Relations Department, Design Department, Event Unit, Legal Department, and Support Team 🔹 Orchestrating entire team’s efforts for launching and developing of new blockchain-based products 🔹 Running B2B/B2C sales of blockchain-based financial products to company’s target market clients 🔹 Development of relationships with corporate and individual customers, cooperation with partners 🔹 Running Roadshow in main geographies and arranging events for clientele and crypto-community 🔹 Participation on behalf of the company in main blockchain events: forums, exhibitions, conferences

Март 2018 — Июль 2018

5 месяцев

QIWI BLOCKCHAIN TECHNOLOGIES

Москва, hashcib.com

Финансовый сектор... Показать еще

RESEARCH DIRECTOR

Product line: ICO Projects Advisory QIWI Blockchain Technologies (QBT) is part of the global QIWI Group (NASDAQ-traded e-payment company, ticker: QIWI). Main services provided by QBT are related to development of turnkey blockchain and various distributed-ledger technologies’ solutions. Advisory services and technical assistance for blockchain projects also constitute a substantial part of rendered by QBT services. My Role: Acting as a Research Director I performed analytical and consultancy work within QBT advisory business, offering services to surging in the beginning of 2018 blockchain-based projects. Elaborated solutions for clients having blockchain businesses were accompanied with implementation advice and practical assistance. 🔹 Development of ICO Strategy from analysis of concept design to detailed step-by-step Action Plan 🔹 Preparation of Market Feasibility Study for ICOs with global potential’s comprehensive evaluation 🔹 Audit of launched ICOs: in-depth review of general concept, blockchain ecosystem, marketing mix 🔹 Running on-demand researches on specific agenda in sphere of emerging blockchain technologies 🔹 Ongoing consulting of ICO teams on practical matters at preparatory stage and during ICO rounds 🔹 Working out presentation materials on core aspects of ICO: making in-detail and concise versions 🔹 Advisory on technologies selection: blockchain architecture, smart contracts, programming stacks

Апрель 2014 — Апрель 2015

1 год 1 месяц

INBANK - PRIVATE BANKING - Financial Boutique for Ultra / High Net Worth Individuals

Москва

SENIOR PRIVATE BANKER

- Development of key customer relationships across existing Private Banking clientele of the bank - Attraction of new U/HNWIs, organizing on-boarding and creation of state-of-the-art financial portfolios - Effectuation of complex financial transactions: across various geographies / using diverse instruments - Conducting of tax advisory, ensuring correct calculation and proper payment of taxes in/outside of state - Provision of legal consulting on changes in currency-related regulation and other financial legislation - Assistance in finding timely optimal strategic and tactical solutions for private capital management - Facilitation of making arrangements for diverse lifestyle issues of customers and their affiliated persons

Июль 2012 — Апрель 2014

1 год 10 месяцев

BCS - INVESTMENT BANK - Financial Institution for Investment Advisory and Management

Москва

SENIOR FINANCIAL ADVISOR

- Organization of investment into funds of Discretionary Management over Russian and foreign markets - Facilitation of capital placement into collective investment schemes - diversified dynamic Mutual Funds - Allocation of investments in Hedge Funds of shares/bonds with best-in-class administration and audit - Placement of capital into off-shore financial instruments at territories such as Cyprus / Cayman Islands - Brokerage services through stock/commodities/currency exchanges of Russia, Europe, USA and Asia - Provision of Direct Market Access to stock exchanges operation: MOEX, NYSE, AMEX, NASDAQ, LSE - Allocation of capital across various assets classes: stocks, bonds, Eurobonds, BFB, A/GDR, ETF, REIT

Февраль 2011 — Июль 2012

1 год 6 месяцев

AE - CAPITAL MANAGEMENT

Москва

TRADER on NYSE & NASDAQ

- Intraday high-frequency proprietary equity trading via NYSE, NASDAQ, and AMEX stock exchanges - Medium term portfolios creation / management and carrying out of risk-exposure control procedures - Gathering and analysis of market data across economic / business sectors and different geographies - Equity research: technical and fundamental analysis of stock for short and medium period horizon - Generating of investment ideas and presenting potential transactions for senior managerial review - Design and implementation of new trading strategies maximizing gains from identified opportunities - Reporting of trading activities and statistical exploration of efficiency of conducted financial operations

Июль 2007 — Август 2009

2 года 2 месяца

CITIBANK - INVESTMENT BANK

Москва

CIB - MANAGEMENT ASSOCIATE

- Corporate lending for largest-cap local firms and subsidiaries of global customers - loan size $1-20mln - Trade finance: purpose loans of import financing, letters of credit, guarantees - total portfolio]$100mln - Support to various on-going transactions with debt/equity capital, as well as mergers and acquisitions - Cross-sell of wide-ranging line of banking products: cards, cash management, and treasury solutions - Financial assessment of the geographic expansion strategy for launch of new representative offices - Economic surveys on high-potential matters for business development: sectors, markets, and deals - Compilation of statistical databases for facilitating decision-making on strategic market sizing activities

Июнь 2003 — Июль 2005

2 года 2 месяца

ABE CORPORATION

Москва

FINANCIAL VALUATION EXPERT

- Financial-economic valuation of $10-100 mln projects and preparation of tender bids for their execution - General project management, control over use of funds and completion of works during all stages - Establishment and development of international relationships with prospective partners and customers - Design of long/short-term corporate strategy for advising top management on development pathways - Management of a team of 10 specialists, development of personnel and corporate business culture - Contribution to organization of large-scale marketing activities and orchestrating brand-management - Assistance to introduction and external certification of the Quality Management System ISO 9001

Ключевые навыки

Изменить уровни владения навыками можно в мобильном приложении — на сайте эта возможность будет чуть позже

Опыт вождения

Имеется собственный автомобиль

Права категории B

Обо мне

Cooperation proposal Dear Management Team, I provide technological solutions and business management services. I bring a fresh perspective to enhance business growth. I utilize my extensive experience gained in diverse businesses, from start-ups to multinational corporations, and my up-to-date knowledge of developmental frameworks acquired through my studies in the United Kingdom for an MBA at Cambridge University and a Postgraduate Diploma in Financial Strategy at Oxford University, as well as in France for a PhD in Economics |Docteur en Sciences Économiques| at Sorbonne University. I have a track record of setting up new companies from ground zero and obtaining all regulatory approvals worldwide. Recently, I carried it out in the following locations: Europe, Russia, Central Asia, and the Middle East. I build local businesses and expand into international markets. During the last 7 years of managing companies, I managed teams of 20 to 300+ employees, financial networks of up to 120 branches, and companies with an annual turnover of up to ~$25 mln. Of note is that I created a datacenter worth $1 mln. I speak English, French, Russian, and Spanish, travel frequently on business trips, and work globally. Over the past 7 years, I have managed as an Acting CEO diverse businesses in banking and fintech. Among them, ExpressMoney (2022-24) - an online & offline loans and insurance business in Russia; ZazaPay (2020-21) - an online banking & offline cash management project in Iraq; CoinFly (2019-20) – an international online crypto-mining system; and Tugush (2018-19) - a global crypto-exchange online service. Previously, I held positions in retail and corporate banking (2007-15): in Private Banking (U/HNWIs from $1 mln.) at Inbank and BCS, and in Corporate Banking (portfolio $100 mln.) at Citibank CIB. Currently, I run my own company, Life LLC, established in 2022, specializing in technological services and management of companies. It works in 2 directions: 1) development of solutions with interactive equipment and data visualization; 2) technical assistance (development / implementation of business instruments: CRM, ERP, Figma, Miro, Jira, Trello, LookerStudio, and integrations for customer acquisition channels in Context, CPA, API, SMM/Target) and management of companies. I will be glad to discuss our possible cooperation, if you're interested, on a video-call or in a personal meeting. Sincerely Sergey Uzhegov Managing Director - Business | Banking | Fintech Mobile|WhatsApp: +7 915 017 11 01 E-mail: sergey.uzhegov@gmail.com LINKEDIN: https://www.linkedin.com/in/s-uzhegov Extra information: Knowledge of FINANCIAL TERMINALS and IT Skills: BLOOMBERG Terminal, REUTERS Datastream, MS Dynamics CRM, Graybox, TSpeed, TOS, OpenWay, ROX, SPSS, E-VIEWS, SAS, STATA, R, MATLAB, MSOfficePro, Visio, Project; Oracle PRIMAVERA; AutoCAD; ACS -Illustrator, Photoshop, InDesign. INTERNATIONAL CONSULTING EXPERIENCE CONSULTANT of BIG DATA PROJECT IN FRANCE – NANTERRE - Paris, France Nov 2016 – Jul 2017 🔵 DATA SCIENTIST - FINANCE 🔹 BIG data analysis of the EU top companies, which are incorporated in France and in the United Kingdom 🔹 Design of financial metrics’ configuration for performing all-rounded business performance evaluation 🔹 Data-mining with the developed customized algorithms in Orbis-Bureau van Dijk database environment 🔹 Testing datasets with SPSS software package tools to determine data appropriateness level for analysis 🔹 Logic and error checks effectuated across data arrays to ensure consistency of basic points in data pool 🔹 Consideration of corporate structure of multi-unit organizations covered within performed exploration 🔹 On-topic comprehensive data analysis for particularly complex matters of covered researched agenda CONSULTANT of AVIVA INVESTORS - London, UK https://www.avivainvestors.com Feb 2010 – Mar 2010 🔵 Global Consulting Project of Cambridge Advisors on investing in Public Private Partnerships: attractive segments, competitive landscape, and devising entry strategy CONSULTANT of ESCENT - London, UK https://www.escent.ai Oct 2009 – Dec 2009 🔵 Venture Consulting Project of Cambridge Advisors on financial evaluation of the market potential of launching production of a wearable innovative high-tech device CONSULTANT of CAA ENTERPRISE FUND Feb 2003 – Mar 2003 🔵 Facilitation to development of small and medium-sized private enterprises via direct investments, micro-credits and technical assistance Профессиональные навыки, умения, компетенции: Business Development Strategic Management Financial Strategy Investment Analysis Investment Planning Investment Advisory Relationship Management Exchange Trading Portfolio Management Tests' results: IELTS British Council, 7.5 (L. 8.0, R. 6.5, W. 7.0, S. 7.5) GMAT ETS, 620 (V. 32, Q. 43, AWA. 4.5) GRE ETS, 1090 (V. 470, Q. 630, W. 3.5) TOEFL ETS, 263 CBT, W 5.0 (627 PBT) Knowledge of FINANCIAL TERMINALS and IT Skills: BLOOMBERG Terminal, REUTERS Datastream, MS Dynamics CRM, Graybox, TSpeed, TOS, OpenWay, ROX, SPSS, E-VIEWS, SAS, STATA, R, MATLAB, MSOfficePro, Visio, Project; Oracle PRIMAVERA; AutoCAD; ACS -Illustrator, Photoshop, InDesign. Хобби, спорт: null Дополнительные пожелания к рабочему месту: null

Высшее образование

2017

UNIVERSITY of SORBONNE

PhD and MSc in Economics

2011

UNIVERSITY of OXFORD

PG Diploma in Fin.Strategy

2010

UNIVERSITY of CAMBRIDGE

MBA with major in Finance

Знание языков

Повышение квалификации, курсы

2010

Data Analysis Software SPSS, E-VIEWS, SAS, STATA, R

не указана

2009

BLOOMBERG Terminal

не указана

2009

Six-Sigma, Lean Production

не указана

2006

CITIBANK Core Finance

не указана

2003

Quality Management - ISO 9001

не указана

Гражданство, время в пути до работы

Гражданство: Россия

Разрешение на работу: Россия

Желательное время в пути до работы: Не имеет значения

Зарплата.ру

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Работодателям

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Общество с ограниченной ответственностью «Зарплата.ру», ИНН 7 730 706 401, КПП 540 601 001, 630 099, Россия, г. Новосибирск, ул. Депутатская д. 46, 6 этаж, офис 3063